Bookkeeping & Accounting Services for UAE Businesses
Behind every compliant tax return, every approved bank loan, and every informed business decision is a set of accurate, up-to-date books. ZAMA provides outsourced bookkeeping and accounting services for UAE businesses, from day-to-day transaction recording through to monthly management accounts and year-end financial statement preparation. We handle the numbers so you can focus on running your business.
Our bookkeeping is structured around your corporate tax and VAT obligations from the outset, so your accounts aren’t just accurate, they’re audit-ready and FTA-compliant at all times.
What’s Included in ZAMA’s Bookkeeping Service?
A complete, month-on-month bookkeeping function, built around your tax and VAT obligations.
Daily Transaction Recording
We record all income and expenditure accurately and on time, using a chart of accounts designed for your business type and structured to align with your UAE corporate tax and VAT obligations. Every transaction is categorised correctly from the start, eliminating the costly rework that comes from poor initial coding.
Bank Reconciliation
We reconcile your bank statements against your accounting records monthly, identifying discrepancies, clearing outstanding items, and ensuring your cash position is accurately reflected at all times. Regular reconciliation is the fastest way to catch errors before small discrepancies become large problems.
Accounts Payable & Receivable
We manage supplier invoice processing, track outstanding creditors, monitor customer receivables and aged debtor positions, and flag overdue balances. Tight AP and AR management protects your cash flow and gives you a clear picture of your working capital at any point in the month.
Payroll Processing & WPS Compliance
We process monthly payroll for your UAE employees, calculating salaries, leave, and gratuity accruals, and manage Wage Protection System (WPS) submissions in compliance with UAE Ministry of Human Resources requirements. Payroll errors create employee relations issues and regulatory risk; ZAMA eliminates both.
VAT Bookkeeping
We record input and output VAT on every relevant transaction, maintain your VAT ledger, and produce the working papers that feed directly into your quarterly FTA VAT return. Our bookkeeping is structured to make VAT filing straightforward, with no last-minute scramble to reconstruct the numbers.
Management Accounts
We produce monthly or quarterly management accounts, including a profit and loss statement, balance sheet, and cash flow summary, giving you a clear, timely view of your business performance. Management accounts are the tool that separates reactive business owners from proactive ones.
Cloud Accounting: Visibility You Can Access Anywhere
ZAMA works with leading cloud accounting platforms, giving you real-time access to your financial data from any device.
Real-Time Access
You always have visibility into your financial position from any device, at any time, and so do we, which means we can flag emerging issues, unusual variances, or compliance risks before they become problems.
Automated Bank Feeds
Direct feeds from your bank reduce manual data entry and the risk of human error, keeping your books current without the delays and mistakes of manual reconciliation.
Digital Document Management
Your invoices, receipts, and bank statements are stored securely and retrievable on demand, including during an FTA audit, with a complete digital record of every transaction.
Frequently Asked Questions
Most of our clients operate on a monthly bookkeeping cycle, with all transactions recorded, reconciled, and management accounts produced within the first two weeks of the following month. For businesses with higher transaction volumes or specific cash flow monitoring needs, we can provide weekly or even real-time bookkeeping. We agree the reporting cadence with each client at the outset.
No. We use cloud-based accounting platforms and digital document management systems. You upload invoices, receipts, and bank statements via a secure portal or shared folder, and we process them remotely. For clients with high invoice volumes, we can set up automated feeds from your bank and supplier systems to minimise manual submission.
Yes. There is no UAE regulatory requirement for a business to maintain its accounting records internally. Outsourcing bookkeeping and accounting to a qualified firm like ZAMA is a common and entirely compliant approach, used by the majority of UAE SMEs, Free Zone companies, and multinational subsidiaries.
ZAMA works with several leading cloud accounting platforms, and we advise clients on the best fit for their business size, transaction volume, and reporting requirements. We can work within your existing accounting system if you have one, or migrate you to a more suitable platform as part of our onboarding process.
Accurate Books. No Surprises. Full Compliance.
Let ZAMA handle your bookkeeping so your accounts are always current, your tax position is always clear, and your year-end is never a scramble.